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Inducting Credit And Banking Habits In Rural Populations With Gurgaon Gramin Bank

A number of years after independence, the government of India recognised the need to extend banking services to the rural poor. Due to lack of sufficient perks in having branches in such set ups, bigger banks didn’t foray into the villages. In the year 1976, Regional Rural Bank Act was promulgated, the primary aim being the development of rural economy and provides banking and credit facilities to the customers from poorer sections of the society. Most of the RRBs in India were actively supported by the Indian central government, respective state government and the scheduled banks of the country. These banks, extended financial and banking support to the village level poorer sections, particularly those who were involved in small scale industries and agricultural works.

  • Features specific to Gurgaon Gramin Bank

As for other RRBs, the Gurgaon Gramin Bank also had the aim of providing credit and banking facilities to people of the villages of 7 districts in the Southern Haryana area such as Mewat, Gurgaon, Palwal, Faridabad, Mohindergarh, Rewari and Sonepat. Presently, the bank has grown to about 210 branches in these regions. Gurgaon Gramin Bank came into being in the year 1976 and in the last couple of decades, has garnered a good amount of profits and has become a well known profit making RRB in the country. Apart from supporting the agriculture sector in the villages, the bank also looks after the banking needs of women in its area of jurisdiction. No Frills Account is a special feature of this bank, started especially for the poorer people in the Southern Haryana region.

  • Job opportunities –

With such a novel era of village level banking, the Gurgaon Gramin Bank is not only a medium for village people to have bank accounts, but the bank also caters to hundreds of people, who are aiming for a career in banking. From time to time, GGB comes up with recruitment advertisements for filling up the posts of clerks and officers as well as office assistant (multipurpose) in different branches of this bank. These posts have remunerations equivalent to the other scheduled banks in the country and therefore, the various jobs are in high demand. Officer posts are of the category of Junior Management Scale I and office assistants are for multipurpose work, who can manage various functionalities in the banks.

  • Scoring through IBPS –

Since the year 2011, the Regional rural banks have been recruiting candidates into the different posts through the Common Written Exam and interviews by the IBPS or Institute of Banking Personnel Selection. Gurgaon Gramin Bank is one of these banks, where the clerical and officer Junior Management Scale I posts are being filled through interviews for candidates who have scored the qualifying marks in the CWE of IBPS. Since IBPS is the apex body for conducting banking written exams in India, for the nationalised banks in the country, there is a stiff competition and high quality questions. Candidates can apply for the Gurgaon Gramin Bank, if they have secured more than a fixed qualifying Total Weighted Score for the particular exam, whenever the recruitment advertisements are published.

A large number of candidates from the region of Haryana, as well as from the other North India states and rest of the country are interested for officer and clerical cadre positions in the Gurgaon Gramin Bank. They can join these banks by appearing in the CWE of IBPS and securing marks above the cut off scores. It will be a great opportunity to serve the country by extending a dedicated and sincere service to the villagers in terms of banking requirements and obtain the best in the banking sector.

About Priyanka Singh

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