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IBPS PO Exam 2012: Model Paper- General Awareness


IBPS PO Model Paper: General Awareness [Reference To Banking Industry]

The 2nd Common Written Examination (CWE- PO/ MT-II) will be conducted by the Institute of Banking Personnel Selection (IBPS) as a pre-requisite for selection of personnel for Probationary Officer/ Management Trainee vacancies in the Public Sector Banks. We are please to provide you guys with Model Paper, Reasoning, to prepare yourself better before appearing to IBPS PO/ Management Trainee Exam 2012…

Name of Tests: General Awareness (Objective)

Number of Questions: 50

Maximum Marks: 50

Best of Luck for you upcoming Exam!!!

151.     The Business Correspondence Model being adopted I by the banks provides Banking facilities to which of the following?

(1)        Only Corporate borrowers

(2)        Only Weaker sections the society and people of small village

(3)        Only those who are taking housing loans

(4)        All (1), (2) & (3) above

(5)        None of these


152.     The concept “Carbon Credit” is associated with which of the following areas?

(1)        Protection of environment

(2)        Women empowerment

(3)        Development of rural infrastructure

(4)        Development of coal mines

(5)        None of these


153.     As we all know Government is paying much attention to improve Public Distribution System (PDS) in our country. Which of the following have been the achievements of the PDS uptill how, owing to which Government wants to further improve it. [pick up correct statement (s)]      .

(A)       After implementing PDS inIndia, no famine was, reported. PDS was always there to give people at least the bare minimum to survive.

(B)       A drought of 1987 was worst in this century but PDS played a vital role in overcoming the drought.

(C)       Now PDS IS feeding the poorest of the poor in this country.

(1)        Only A            (2)        Only B            (3)        Only C

(4)        All A, Band C are correct                   (5)        None of these I


154.     Global Micro Credit Summit-2011 will be organized in which of the following countries?

(1)       Britain                        (2)       South Africa  (3)       Spain

(4)       Italy                            (5)        None of these


155.     Many times we read about SHGs in financial newspapers. Whatis the full form of the term?

(1)        Small Help Groups      (2)        Self Help Groups

(3)        Small Hope Growths (4)        Self Hope Groups

(5)        None of these


156.     Whenever newspapers talk about the performance of core industries” which of the following is NOT considered among them?

(l)         Petroleum                    (2)        Automobile     (3)        Mining

(4)        Steel                            (5)        Cement


157.     Which of the following agencies/organizations inIndiamaintains the Micro Finance Development and Equity Fund which was in news recently?

(1)        Confederation of Industries inIndia(CIl)

(2)        Indian- Bank’s Association (IBA)

(3)        Small Industries Development Bank ofIndia(SIDBI)

(4)        Reserve Bank ofIndia(RBI) .

(5)        National Bank for Agriculture and Rural Development (NABARD)


158.     Which multilateral institution has decided to assist the National Skill Development Corporation (NSDC) in setting up on sector skills council (SSC) in each sector?

(1)        USAID                       (2)        OECD             (3)        IMP

(4)        ADB                           (5)        WB


159.     Which of the following bills presented in the parliament will bring some changes in existing tax regime?

(1)        Direct Taxes Code (DTC)

(2)        Foreign Exchange Management Regulatory Bill

(3)        Companies Act Bill

(4)        Salaries and Perks MPs Bill

(5)        Finance Bill 2010-11


160.     Under Indira Gandhi National Old Age Pension Scheme (IGNOAPS), the benefits are available to the people having minimum age of-

(l)         50 years           (2)        55 years           (3)        65 years

(4)        60 years           (5)        70 years


161.     Infant mortality data for 2010 were released by Union Health & Family Welfare Ministry recently. Which of the following statements is/are correct?

I.          Infant mortality rate (IMR) was 47 deaths per 1,000 live births in 2010

II.        IMR has declined in 20 I 0 compared to 2009

III.       IMR is in rural areas is higher than in urban area

(1)        I only                           (2)        I and II only    (3)        II only

(4)        II and III only                         (5)        I, II and III


162.     Who among the following was the chief guest at the Pravasi Bharatiya Divas organised in Jaipur in January 2012?

(1)        Bharrat Jagdeo                        (2)        Baburam Bhattarai

(3)        Navin Ramgoolam                  (4)        Yingluck Shinawatra

(5)        Kamla Persad Bisssessar


163.     Many times we read about ‘Hawala’ transactions in newspapers. Hawala inIndiais prohibited under the provision of which of the following Acts ?


(1)        Fiscal Responsibility & Budget Management Act

(2)        Banking Regulation Act

(3)        Financial action Task Force Act

(4)        Foreign Exchange Management Act

(5)        None of these I


164.     What is the new name of the nuclear-powered attack submarine Nerpa, acquired by the Indian Navy fromRussia?

(1)        INS Avanti     (2)        INS Trishul     (3)        INS Pravah

(4)        INS Chakra     (5)        INS Manthan


165.     As we all know DlPP is the nodal agency in the field of foreign investments inIndia, What is the full form of DlPP?

(1)        Department of  Industrial Policy and Promotion

(2)        Department of Industrial procedures and Promotions

(3)        Directorate of Industrial Procedures and Promotions

(4)        Directorate of Industrial Policy and publicity

(5)        None of these


166.     Sinking of which cruise ship off Italian coast was in news in January 2012?

(1)        Costa Serena               (2)        Costa Atlantica

(3)        Costa Luminosa          (4)        Costa Concordia

(5)        Costa Mediterranea


167.     Many times we read about the performance of Asian Markets in Various financial newspapers. Which of the following is NOT included in Asian Market?

(1)        Japan               (2)       China              (3)       Hong Kong

(4)       South Korea   (5)       Brazil


168.     Which financial institution has launchedIndia’s first Credit Enhancement Scheme?

(1)        National Housing Bank (NHB)

(2)        Rural Electrification Corporation (REC)

(3)        India Infrastructure Finance Company Ltd (IIFCL)

(4)        Small Industries Development Bank ofIndia(SIDBI)

(5)        National Bank for Agriculture and Rural Development (NABARD)


169.     Which of the following has been fixed as the target for fiscal deficit 2010-11? (In terms of percentage of GDP)

(1)        3%                   (2)        3.5%                (3)        4%

(4)        5%                   (5)        5.5%


170.     The HRD Ministry has notified a sub-quota of __ for minorities within the 27 percent reservation for OBCs in all central educational institutions.

(1)        3.0 percent      (2)        4.5 percent      (3)        6.0 percent

(4)        7.5 percent      (5)        9.0% percent


171.     Which of the following countries has’ become the main supplier of defence goods toIndiaand has replacedRussia? .

(l)        Canada           (2)       USA               (3)       Israel

(4)       France                        (5)        None of these


172.     As per existing policy, new foreign investments in manufacturing which of the following is not allowed?

(1)        White cement (2)        Plastic goods   (3)        Cigarette & Cigars

(4)        Polythene bags(5)       Pesticides


173.     The Khmer Rouge are facing trials at United Nations-backed court for genocide in which country in the 1970s?

(l)        Thailand         (2)       Vietnam          (3)       Malaysia

(4)       Myanmar         (5)       Cambodia


174.     The pre-budget Economic Survey for 20 11-12, presented in March 2012, has a special chapter on which of the following for the first time?

(1)        Subsidies                     (2)        Forest wealth             (3)        Social welfare

(4)        Climate Change          (5)        Human Resources


175.     Which is the Chinese satellite navigation system that became operational in December 2011 ?

(1)        Beidou                        (2)        Shenzhou                    (3)        Shuguang.

(4)        Tiangong                     (5)        Dong Fang Hong


176.    India’s political relations with its neighbouring countries are a critical part of its-

(1)        Industrial policy          (2)        Trade Policy                (3)        Foreign policy

(4)        Development policy    (5.)       None of these


177.     Which of the following organizations of Indian Origin is helpingSri Lankain rehabilitation of its’ war widows?

(1)        Khadi & Village Commission             (2)        SEWA

(3)        Action for Food Production               (4)        Adhar

(5)        Aasha


178.     The Reserve Bank of India (RBI), in its draft guidelines onBaselill norms has suggested that banks maintain a minimum capital adequacy ratio (CAR)of __ .

(I)        7.0%                            (3)        10%                 (5)        13.0%


179.     Which of the following agencies/organizations has decide to make major changes for ULIPs ? .

(l)         IRDA                          (2)        RBI                 (3)        AMPI

(4)        FRBI                           (5)        None of these


180.     Among private sector life insurance companies, which company had the highest profit of Rs.808 crore in 2010-11?

(1)        ICICI Prudential         (2)        MaxNew York

(3)        Bajaj Allianz               (4)        Birla Sunlife                (5) MetLife


181.     Which of the following is the name of the programme launched by the Govt. of India to help lonely women by providing vocational training to make them self dependent?

(1)        Apnalaya                     (2)        Prayas              (3)        Abhiyogyata

(4)        Swadhar                      (5)        Swawlamban


182.     Which of the following terms is NOT used in the game of Cricket?

(1)        Doosra                         (2)        Century           (3)        Bouncer

(4)        Love                            (5)        Ashes


183.     Which is the first state in the country where the Election Commission ordered photographing of all voters in order to prevent rigging and impersonation in the recently held assembly-polls?

(1)        Goa                             (2)       Punjab            (3)        Manipur

(4)        Uttarakhand                (5)        Uttar Pradesh


184.     The Reserve Bank of India (RBI) has deregulated interest rate on savings accounts in co-operative banks. Banks will have to offer a uniform interest rate on savings bank deposits up to __ , irrespective of the amount in the account within this limit.

(1)        Rs. 50,000                   (2)        Rs.I lakh          (3)        Rs 1:5 lakh

(4)        Rs 2 lakh                     (5)        Rs 2.5 lakh


185.     Which South Pacific island nation shifted its position on the International Date Line westwards moving from December 29 to December 31, 2011 erasing December 30 from the country’s calendar?

(I)        Tahiti                           (2)        Samoa                         (3)       Seychelles

(4)       Bahamas                     (5)       Papua New Guinea


186.     Which of the following is NOT a financial term ?

(1)        Acid Test                    (2)        Double Fault   (3)        Gross Profit

(4)        Depreciation.               (5)        Cash flow


187.     In the terms of economics, the recession occurring two times with a small gap in between is known as-

(1)        Double Deflation        (2)        Deflation         (3)        Deep Recession

(4)        Double Dip Recession (5)       None of these


188.     The GRAIL spacecraft launched by NASA began orbiting the Moon in January 2012. What does GRAIL refer to?

(1)        Gravity R

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